Borrow as much as $50,000 unsecured
Personalised prices from 6.99per cent ?(contrast price 7.79% )?
Our latest prizes
Just how can we assist?
Or pick another loan function
How exactly to apply online
Step One. Get to know you
Step 2. Get your loan offer
We’ll provide you with a step-by-step loan offer together with your interest rate, borrowing limit and repayments so that you can accept.
Step 3. Get your hard earned money
Once you accept your estimate and offer some details that are final a lot of people get their funds in 24 hours or less.
That which we provide
$2K – $50K
3 or five years
$275 or $575
Early payment cost
- All loans are unsecured
- Prices from 6.99per cent – 25.69% p.a. ? (comparison rate 7.79% – 26.65% p.a. ?)
- Your price is fixed for the full lifetime of the mortgage
- It is possible to repay regular, fortnightly or month-to-month
- Establishment charge of $275 for loans under $5,000 ?
- Establishment charge of $575 for loans $5,000 and over ?
- No monthly account maintaining charges
A reasonable and simple loan that is personal
If usage of money is keeping you right right straight back, we’re here to assist
A lot more than that loan
Behind the scenes is an amiable and specific group prepared to reply to your concerns which help you finance your targets with an on-line loan.
Obtain an interest that is fair that’s personalised for you. Everybody’s needs are very different, which explains why you’ll get an interest rate according to your circumstances – not everybody else’s.
Our 100per cent online procedure makes it simple to try to get that loan when, anywhere. Our interest levels and costs are really simple to realize, so any surprises won’t be had by you.
Make use of our loan that is personal calculator get a fast estimate for the prices and repayments you may anticipate for the online loan.
Typical loan that is personal
Harmoney established in 2014 as NZ’s first licensed peer-to-peer personal bank loan provider. Ever since then, we’ve loaned more than $1.7 billion to over 50,000 borrowers both in Australia and brand brand brand New Zealand (March 2020).
Today, we investment loans more typically, but our focus continues to be the exact exact same: to help make the borrowing experience fairer, faster and much more available also to get rid of the inconvenience, awkwardness and doubt connected with old-fashioned borrowing.
Our function is always to assist and encourage visitors to achieve their objectives through financial loans which can be friendly, simple and fair to utilize. We all know that usage of cash during the right time can make a big distinction therefore we think accountable financing is a must for helping people embrace the opportunities that life gift suggestions.
Is a loan that is personal for paying down credit debt?
An loan that is online the type of a debt consolidating loan may be a good way to repay credit debt as well as other debts, however it’s perhaps perhaps perhaps not suited to everybody.
Why work with a unsecured loan rather of expanding my home loan?
Today, low interest for mortgages makes it tempting to improve home financing with additional financial obligation to truly save you interest charges. It’s an option that’s worthwhile considering for those who have equity, nonetheless it can occasionally turn out to be more expensive in the end.
We’ve written concerning the benefits and drawbacks of expanding your home loan, to assist you make a decision that is informed handling financial obligation:
Exactly what can I prefer a unsecured loan for?
Harmoney online loans are really versatile and will be employed to fund just about anything you intend to.
Debt consolidating, house improvements and renovations and car lease are popular factors why individuals make an application for a loan that is personal. We additionally provide wedding loans, training loans and signature loans for medical costs, items for your home, travel and holiday breaks and much more.
If money and funds are keeping you right back from attaining the things you need in life, keep in touch with us regarding how a loan that is personal assist.
Can I be eligible for a Harmoney loan?
In brand brand New Zealand – to try to get a loan that is personal have to:
- Be 18 years or older
- Be A permanent Resident or brand New Zealand resident
- Be making a stable income